Specialist - Credit Portfolio Monitoring - BFSI

We are hiring for our MNC Financial Services Client

Role : Credit Portfolio Management

Work Experience Range : 2 years- 4 years (Not beyond 6 years of total work experience)

Work Location : Bangalore

- The role is based in Bangalore and thus prefer BLR locals

- 1st Preference is Bangalore (Can consider from other regions as well expect from Gurgaon/Delhi/NCR currently)

Notice Period : 0- 60 days

CTC : 15 LPA- 22 LPA

Essential Key Skills/ Mandate Experience :

- Shall have relevant work experience of having worked in Corporate & Investment Banking Domain

- Portfolio Management, Industry Research, Credit Research, Financial Analysis, Collateral Analysis, Interpretation of Agreements, Data Reconciliation

- Credit Portfolio management is a must

- The role involves the credit analysis and portfolio management of ABS&L's consumer and commercial assets including portfolio monitoring, performance analysis, compliance/covenant testing, financial reviews, drafting of memos and presentations, etc.

Responsibilities :

- Financial statement spreading & detailed analysis on financial performance and trends

- Review of monthly/quarterly servicer reports for errors and to monitor facility performance including borrowing base calculations, trigger testing, covenant compliance, underlying asset performance, etc.

- Gathering, entering and reviewing data for regulatory reporting

- Preparing summary tear sheets of facility and issuer performance

- Preparing monthly and/or quarterly surveillance decks

- Preparing and drafting of annual credit reviews

- Maintaining various databases and spreadsheets for internal reporting

- Training & mentoring junior colleagues along with reviewing, checking & overseeing and undertaking workload planning

Minimum Qualifications :

1. At least a B. Com or an equivalent qualification

2. Credit Portfolio monitoring

3. 2 years of experience in credit analysis, portfolio management and debt research

4. Experience working in financial services such as at an offshoring firm, a captive of a foreign bank or Indian bank in a relevant capacity or a credit rating agency

5. Advanced Excel and analytical skills

6. Strong communication skills

7. High level of personal motivation, strong interpersonal skills

Desired Qualification:

1. Experience in Asset Backed Finance will be a big plus

2. CFA level I, II or III

3. A MBA, a CA or an equivalent qualification

4. Understanding and experience with VBA/coding