About SmartCoin SmartCoin Financials is India's Fastest growing, fully-automated next-gen Fintech company aiming to address the credit requirements of innumerous self-employed micro-entrepreneurs, micro-merchants and middle/lower-income salaried individuals. SmartCoin was conceived in 2016 with a mission to provide financial inclusion to the underserved market with its headquarters in Bengaluru. The company has been facilitating micro-credit through its cutting-edge app and has witnessed rapid growth with over 5 million+ users and 1 million+ loan disbursed through its AI &amp; ML-powered modules in over 17000 pin codes across India. SmartCoin's app-based credit platform offers instant credit options through 100% automation at a pan-India scale. The company has been supported by reputed fintech investors like LGT Lightstone, Accion Venture Lab, Unicorn India Ventures etc. SmartCoin has been recognized nationally and internationally for its efforts at Google's Launchpad Accelerator, Global Inclusive50 by MetLife, VISA, IFC, etc. Our Culture Do you thrive on working on cutting edge technology? Working with innovators in the early stages of ideas, products, or platforms? Do you want to transform an industry? Crave new challenges and solving hard customer problems using the latest in software technology?- As a developer/product manager at SmartCoin, you will use the latest technologies to create amazing, customer-focused products. Come help us re-imagine our solutions to provide world-class, best of breed solutions to delight our customers. Make a major impact on the FinTech industry.. Role and Responsibilities: - Understand the credit policies for various Banks and NBFCs in the Indian lending space - Provide thought-leadership on improving customer acquisition strategies, developing statistical credit models, and communicate analytical and credit ideas - Monitoring existing models by designing tests and experiments to measure and evaluate customer credit behavior - Monitor the acquisitions funnel, model performance and portfolio trends to develop strategic lending and business insight - Work with technology and business team to build out new credit acquisition and risk management capabilities and refine existing ones - Ideate and help launch next-generation lending products and structures that will drive the next round of innovation - Monitoring monthly transactions and provide a report on planning and risk management Desired Candidate Profile: - 3+ Years of experience in credit scoring, risk modeling and policies - Experience in credit risk for short-term unsecured loan products as personal loans and credit cards, in the Indian market - Experience in developing lending, customer acquisitions and/or portfolio management strategies - Proficiency in relevant analytic programming skills (R, Python, Excel) - Comfort in re-defining frontiers and passion for doing cutting-edge work in unsecured credit risk.

Bangalore

SmartCoin - Risk Analyst 

SmartCoin - Risk Analyst  ,Job Description for SmartCoin - Risk Analyst  in Smartcoin Financials Private Limited in  Bangalore for (2-3) years of experience. Apply Now!

Job Description for SmartCoin - Risk Analyst  in Smartcoin Financials Private Limited in  Bangalore for (2-3) years of experience. Apply Now!