ShopSe Digital Finance - Associate Product Manager/Product Manager

Company Description:

ShopSe Digital Finance is India's largest digital EMI marketplace with over 200+ brands, 40,000+ retailers, and 10+ lending partners across online and offline businesses. The company's mission is to empower individuals with innovative No-Cost EMI solutions to enjoy the lifestyle they deserve and realize their dreams. ShopSe is ushering in a new era of financial independence by enabling Indians to fulfill all their aspirations with instant access to credit through a fully digital and paperless process.

Qualification: Must be BTech from a premier institute.

Experience: Must have relevant exp 7+ years in product management of consumer finance / digital lending business.

Role Description:

- This is a full-time on-site role for an Associate Product Manager based in Mumbai.

- The Associate Product Manager will be responsible for collaborating with cross-functional teams to identify market opportunities, defining and communicating product strategy, and developing and launching new products.

- Additionally, the Associate Product Manager will analyze user feedback and data to continuously iterate and improve existing products.

- Build best in class digital lending/Consumer Finance product

- Managing partnerships and integrations.

- Building Product construct and Digital journey, pricing strategy, Marketing, legal and regulatory compliances.

- Play pivotal role in building Product Strategy Road-map for partnership with fintech/banks/NBFCs and emerging startups for various consumer lending products.

- Translating business goals into specific software requirements. Prioritizing software features based on market need analyses and company strategies.

- Prioritizing feature requests from software development teams

- Oversee many steps such as customer needs evaluation, product cost estimation, designing product schedules, creating product backlogs, and coordinating with all product stakeholders.

- Collaboration with technology and other teams for effective servicing.

- To identify new areas of growth and potential threats by market scoping and Industry research.

- Evaluate, analyze, and understand the voice of customers through data analysis.

- Own product right from conceptualizing, designing, developing, testing, and launching a new product.

- Delivering PRDs and MRDs with the prioritized and impressive features and corresponding justification.

- Working with external third parties/financial institutions etc to assess licensing and partnership opportunities.

- Running beta and pilot programs for early-stage samples and products.

- Studying and assessing the competition extensively.

- Mentoring the product team and taking ownership and acting as a leader while considering team members opinions.

Prior Experience:

- Must have worked in building Consumer Finance digital journeys / Fintech / Financial Services Companies.

- Must have prior experience in digital lending/consumer finance, developing merchant and consumer journeys/flows and dashboards.

- Experience in building and developing digital loan and limit management module from scratch. (EMI - Card).

- Knowledge and experience into rules and regulations and various compliances in lending business.

- Experience in multiple Fintech and Brands management and banking partnerships.

- Created a smooth experience for customers by automating the entire process from login to disbursements.

Qualifications:

- Must be a B. Tech from a good institution.

- Strong communication, collaboration, and problem-solving skills

- Experience in product management or related field

- Understanding of the product development lifecycle and Agile methodology

- Data-driven mindset and experience with analytics tools such as Google Analytics

- Experience with project management and product development tools such as Jira

- A degree in Business, Engineering or related field is preferred

- Ability to speak and write in English fluently