Credit decision and lending model
- Responsible for defining strategy & Roadmap for credit decision and lending models
- Execution of Proof of concepts, Pilots and commercial roll out .
- Keep up-to-date of the developments on credit decision and lending models
- Thought leadership in credit decision and lending model.
Skills :
- Exp. is credit underwriting with a retail focus.
- Automation of data collection required from the Customer for credit decision making to reduce the credit TAT.
- Building lending models using internal, external and customer data.
- Deep understanding of the lending platforms used in credit functions.
- Hands on expertise in AI,ML,Neural network algorithms
- Experience in build solutions using the above algorithms for credit decision and lending model.
- Develop and design algorithms in terms of API to leverage the data
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