Senior Specialist - Credit Risk - Investment Bank

Sr Credit Risk Specialist for a well-known investment bank

Responsibilities:

- Support complex initiatives including those that are cross-functional with broad impact and act as key participant in driving the company credit culture, desire, and business performance for Credit Risk

- Review and analyze complex strategies, programs and policies with a direct and significant impact on credit risk appetite and culture

- Monitor portfolio, financial, market and economic data and assess the impact to credit fundamentals

- Develop and deploy analytical tools to identify, analyze and monitor single name, sector, concentration, and portfolio risks

- Monitor, assess and report on asset quality, portfolio trends and credit policy exception trends

- Identify emerging credit risks and correlated risk pools that could potentially impact earnings and capital. Develop risk mitigating strategies in partnership with CRO organizations.

- Develop and implement Business As Usual (BAU) stress testing procedures that inform risk identification and risk appetite

- Provide credible challenge of line of business credit products, programs, and policies

- Support the Business Loss Forecast (BLF), Current Expected Credit Losses (CECL) and Comprehensive Capital Analysis and Review (CCAR) processes, credit migration management, and concentration management with credit research

- Provide key stakeholders with subject matter expertise and reliable, transparent analysis and reporting

- Work closely with the US partners on daily basis, interacting closely with multiple business partners and program managers

- Work independently, foster a culture of healthy and efficient working for the team

- Develop specific, customized reports, ad hoc analyses and/or data visualizations, formatted with business user-friendly techniques to drive adoption, such as (1) Excel macros/pivoting/filtering, (2) PowerPoint slides and presentations, and (3) clear verbal and e-mail communications

- Apply knowledge of business, customers, and/or products/services/portfolios to synthesize data to 'form a story' and align information to contrast/compare to industry perspective

- Have the ability to work overlap hours with US team

- Shift 1:30-10:30 pm

Desired Qualifications:

- 4+ years of related experience preferably to include credit risk, markets, credit research or portfolio management

- Ability to assess the quality of lending and ongoing management of credit risk within the Bank, including adherence to risk appetite, credit policy and regulations

- Strong commercial credit analysis skillset

- Ability to present complex material in a digestible, consumable manner to all levels of management

- Strong Microsoft Excel skills

- Advanced problem solving and analytical skills

- Good knowledge of debt markets, debt instruments and commercial loan products

- Experience with corporate credit relative value and market-based pricing a plus

- Masters degree or higher in finance, accounting, business or quantitative discipline

- Excellent verbal, written, and interpersonal communication skill