Senior Role - Corporate Credit - Trade Financing - Captive Bank

 Experience : 6+ years of relevant experience in handling Large Corporate / MME Credit in a reputed Bank/ FI.

- Comprehensive exposure to all fund & non fund based credit products viz., term loans, OD/CC, LC/BG, bill discounting, factoring, forex loans, etc. Thorough understanding of International Trade Financing is a must.

- Thorough understanding of Group Lending Guidelines, as well as various corporate banking and treasury products.

- Familiarity with other specialised lending areas such as Commodity and Structured Trade Finance as well as the latest financing structures in the market

- Strong analytical and technical skills, with the ability to understand and consolidate diverse and intricate business information and identify and mitigate risk issues

- Eye for conducting detailed diligence given the complexities involved, and at the same time be change-oriented given the evolving market and nature of the transactions

- Capacity to maintain strong constructive relationships with Area Risk Teams, Business Team Heads and relationship teams. Capable of providing real time advice and guidance on credit to the business teams

- Excellent communication skills with the capacity to confidently express credit opinions in discussions involving various senior stakeholders from multiple functions and geographies

- Should have the capability & flexibility to switch roles within Wholesale Credit Risk in various functions & geographies at short notice if neede