Senior Relationship Manager - Mid Market

Job Context

Key Aspects :

- The EB & WM function is engaged in funding short term, medium term and long-term working capital needs of SMEs via a suite of customized short and long tenured products.

- While unit of sizing up the business is its loan book size, profitability and zero tolerance on delinquency are key business objectives

- Strong understanding of business finance, loan structuring methods and credit administration are key to building credibility with customers and gaining competitive advantage

- Understanding of local market patterns such as specific occupations/trade, industries at play, local financial and investment preferences and practices important to gain competitive advantage while structuring loans and identifying leads.

Key Challenges :

- Increase the market share in targeted locations against competition

- Constantly upgrade financial, know-how of self on loan structuring methods and business financials in order to build credibility with customers

- Stay abreast with the recent market trends and local market preferences and needs

- Ensure credit quality and carry out effective portfolio selection and pre-screening to minimise risk of NPAs

- To ensure complete safety of financed amount through post sanction surveillance by maintaining strong client relationships and monitoring collaterals