Senior Manager - Wholesale Credit & Risk - NBFC/FinTech

Roles and Responsibilities :

- Experience of underwriting wholesale loans to be given to NBFC/ MFI / Fintechs/SMEs as corporate entity.

- Analysing the credit worthiness of NBFCs / MFIs/ Fintechs / SMEs

- Performing financial analysis of the entities

- Doing Management meetings with entities, conducting diligence tests at HO and carrying out branch visits to evaluate the risk of the entity and preparing detailed Credit Assessment Report

- Analysing key risk parameters such as Financial Risk, Management Risk & Business Risk of entities

- Understanding of various pertinent regulations for NBFCs and industry specific knowledge of entities.

- Monitor portfolio of NBFCs/SMEs and closely track concern accounts.

- In depth knowledge of credit evaluation with a good eye for detail. Ability to understand impact of changing environment on various companies.