Roles and Responsibilities :
- Experience of underwriting wholesale loans to be given to NBFC/ MFI / Fintechs/SMEs as corporate entity.
- Analysing the credit worthiness of NBFCs / MFIs/ Fintechs / SMEs
- Performing financial analysis of the entities
- Doing Management meetings with entities, conducting diligence tests at HO and carrying out branch visits to evaluate the risk of the entity and preparing detailed Credit Assessment Report
- Analysing key risk parameters such as Financial Risk, Management Risk & Business Risk of entities
- Understanding of various pertinent regulations for NBFCs and industry specific knowledge of entities.
- Monitor portfolio of NBFCs/SMEs and closely track concern accounts.
- In depth knowledge of credit evaluation with a good eye for detail. Ability to understand impact of changing environment on various companies.
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