Senior Manager - Risk - BFS

What will you be doing?

- Evaluate acquisition and portfolio risk in our lending portfolio, by complete assessment of our internal scorecards and policy matrices.

- Constantly assess effectiveness of existing credit policies and recommend new policies and corresponding operating guidelines for unsecured lending products

- Work closely with business teams in building pricing, limit enhancements and cross sell strategies

- Help shape the product design and operations processes by evaluating them from a Credit/Fraud risk lens

- Work closely with collections and underwriting team to ensure the feedback loop is closed and learnings are relayed into our credit decisioning strategies

- Interact with lending partners in helping them understand innovative programs and define metrics for tracking

- Own the periodic review with the lending partners to track portfolio performance

From your experience you should:

- Have thorough knowledge of risk & business analytics concepts - scorecard performance review, gap analysis, hypothesis testing, etc.

- Have understanding on credit policy, underwriting process, and experience of implementing credit strategies for unsecured lending products

- 4+ years of experience doing qualitative and quantitative analysis in the similar domain

- Extract valuable insights through by creating new variables and establishing relationships among them

- Have ability to work independently and derive the desired results