Sr. Manager - Policy & Risk with leading Fintech company
Policy :
- Preparing and clarifying Policies/Addendums to be circulated to the credit team
- Conducting trainings/tests continuously to gauge policy understanding
- Preparing various MIS, maintenance of data for analysis and summarizing them in a structured way for meaning interpretation on different cuts
- Portfolio
- Regularly monitoring Risk Triggers set against each program for EWs and taking appropriate cross-departmental action
- Ensuring portfolio tracking metrics are built-in and taking corrective action via analysis of delinquent cases
- Cross Department Engagements
- Engaging continuously with Product & Tech teams to ensure policies/experiments are coded in the system and deviations are system triggered
- Setting up and doing a proper QC process before significant system roll-outs
- Working continuously with the Data Science team to put proper reporting and analytics infrastructure in place to draw insights from data
The ideal candidate :
- Understating of Credit and Risk
- Must have knowledge of unsecured business loan product dynamics
- Must have knowledge of competition and current trends in the Fintech industry
- Should have strong analytical skills with an eye for detailing and have strong process management skills
- Must also have strong Excel and PowerPoint skills
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