Senior Manager - Policy & Risk - BFS

What you will work on:

Policy:

- Preparing and clarifying Policies/Addendums to be circulated to the credit team

- Conducting trainings/tests continuously to gauge policy understanding

- Preparing various MIS, maintenance of data for analysis and summarizing them in a structured way for meaning interpretation on different cuts

Portfolio

- Regularly monitoring Risk Triggers set against each program for EWs and taking appropriate cross-departmental action

- Ensuring portfolio tracking metrics are built-in and taking corrective action via analysis of delinquent cases

- Cross Department Engagements

- Engaging continuously with Product & Tech teams to ensure policies/experiments are coded in the system and deviations are system triggered

- Setting up and doing a proper QC process before significant system roll-outs

- Working continuously with the Data Science team to put proper reporting and analytics infrastructure in place to draw insights from data

The ideal candidate:

- Understating of Credit and Risk

- Must have knowledge of unsecured business loan product dynamics

- Must have knowledge of competition and current trends in the Fintech industry

- Should have strong analytical skills with an eye for detailing and have strong process management skills

- Must also have strong Excel and PowerPoint skills

Qualification and Experience:

- CA/ICWA/MBA/PGDM from reputed institutes

- Minimum 3-5 years' experience in Credit department of Banks, NBFCs, Credit rating agencies

- Minimum 2-3 years' of prior experience in Risk and Portfolio management