Senior Manager/Manager - Risk Analytics - NBFC

ROLE & RESPONSIBILITIES : 

The successful candidate will be responsible for developing, analysing and executing ideas and initiatives designed to achieve business growth and loss mitigation goals. 

The core responsibilities will include:

- Independently manage development and implementation of effective risk management strategies that help mitigate credit losses

- Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes

- Develop next-gen modeling capabilities in the team to deliver best in class predictive modeling solutions

- Work on modeling projects/unstructured problems, look at providing solutions that go beyond traditional methods - Using advanced machine learning technologies and new data sources

- Liaising internally with risk managers, including explaining model outputs, performing ad-hoc analysis and answering technical or background questions on the models and requirements.

- End to End development of state of the art stress testing models (PD, LGD, EADs). Analyzing tests and performance using analytical tools and decision tree (CHAID/CART)

- Evaluating effectiveness of current policies and strategies

- To define, analyze, implement, and monitor credit risk strategies. Must have capability to clearly communicate analyses

- Must be able to effectively provide updates and communicate key initiatives to senior management

- Must have hands on expertise in developing and managing scoring models

Skills :

- Ability to work with large amount of data (size in TBs)

- Extensive coursework / experience in quantitative analysis & statistical modeling in consumer credit risk will be a plus.

- Understanding of consumer credit risk management, Credit Profit & Loss Drivers preferred

- Excellent written and verbal communication skills, and be able to prepare presentations for executive level audience and familiarity with Power Point, Excel, Visual Basic

- Prior experience in banking or nbfc (credit cards or personal loan) will be a plus

- Detailed-oriented, high level of intellectual curiosity and strong sense of ownership.

- Demonstrated ability to multi-task effectively and work against tight deadlines

- Good business acumen and the ability to connect analytics with business decisions

Technical capability:

- Hands on experience with SQL (or similar structured on non-structured database)

- Hands on experience with Tableau (or similar tools)

- Experience on python (or similar tools) will be an added advantage