Senior Manager - Credit - Unsecured Business Loan - CA

ROLE:

Experience: - 7-12 years- experience in Credit & Risk department of Banks, NBFCs, Credit rating agencies

Responsibilities:

The role will be responsible for driving the brand marketing team to accomplish the following: 

- Responsible for credit underwriting & credit policy formulation. 

- End to end completion of a transaction from login to sanction, including interaction with borrowers to understand credit requirement. 

- Finalization of sanction terms and negotiation with clients. 

- Getting approvals internally and documentation as per credit policy. 

- The hiring of Credit Processing agencies (CPAs) and process and policy training. 

- Complete transactions within the required TAT. 

- Designing new experiments and programs to test new segments and monitor its performance. 

- Responsible for minimizing Fraud risks by constantly evaluating process gaps and improvising risk policy. 

- Team Management & Training new team members. 

- Highly customer obsessed thinking 

- Excellent problem solving, critical thinking and communication skills