Senior Manager - Credit Underwriting - Secured Loans - NBFC

Managing Mortgage underwriting process centrally for all branches

Execute the credit with optimal cost & effectiveness

Ensure processes relating to underwriting are timely and error free and well linked to back end underwriting processes as well as partner processes

As requires expand capabilities for Underwriting process management

Credit decision by using multi-scorecards and implementation of Assisted (or zero) Underwriting will be the key to - right credit

Undertake credit fulfillment by monitoring scorecard outputs for Acquisition Risk, Fraud risk and Collateral risk Documentation and Drawdown process management

Implement centralized processes for scrutiny and validation of Credit, KYC and Collateral documentation along with locally supported Verification and Valuation as per policy

Verification and updation of Legal / TSR / Valuation report

Deliver a SOP driven, efficient centralized underwriting process management

Drive centralized touch-free underwriting framework driven by efficient processes, capabilities.

Will be measured on underwriting metrics

Work with partners and align company and partner processes and information for seamless underwriting process

Responsible for engineering processes related to Underwriting,

Team management skills.

Qualification: MBA / PG / CA

Experience: 7 years experience in credit underwriting.

Product Exposure: Mortgages / Home Loan / Loan Against property (LAP)

Industry :- NBFC / Bank

Location: Pune