Senior Manager - Credit & Risk - FinTech Startup

If you are interested in joining a purpose-driven community that is dedicated to creating ambitious and inclusive workplaces, then be a part of a high growth startup with a world-class team, building a revolutionary product!

Our client is a vertical fintech play focused on solving industry-specific financing gaps in the food sector through the application of data. The platform provides skin-in-the-game growth capital to much-loved F&B brands. Founded in 2019, they are VC funded and based out of Singapore and India-Bangalore.

Founders are the alumnus of IIT-D, IIM-B and Wharton. They have 12+ years of experience as Venture capital and corporate entrepreneurship at DFJ, Vertex, InMobi and VP at Snyder UAE, investment banking at Unitus Capital - leading the financial services practice, and institutional equities at Kotak. They have a team of high-quality professionals coming together for this mission to disrupt the convention.

As a Senior Manager - Credit & Risk, you will be working on end-to-end credit underwriting activities like risk assessment, personal discussion, portfolio monitoring and work closely with the business and operations team to ensuring the portfolio is performing as per internal benchmarks.

What you will do:

- Understanding customer requirements and analyzing cases in alignment with policies

- Working with the policy team to ensure the right risk parameters are captured and assessed

- Understanding industry and regulatory trends and their impact on customers to ensure the right decisions are taken- 

- Working closely with business functions to onboard the right set of customers.

- Working closely with operations to ensure that documentation and checks are put in place at various stages of the application lifecycle

- Developing industry-best practices and constantly striving to improve the same, basis market practices

What you need to have:

- Bachelor's Degree with relevant work experience of at least 3 years with CA/ MBA(preferred)

- 3-4 years of experience in handling credit risk assessment for unsecured business loans. Prior experience in the Lending domain, either with a Bank/ NBFC or a lending platform.

- Very good understanding of documentation related to lending pre-disbursement (mandatory)

- Experience in working on the lending business with a Bank, NBFC, or a platform (mandatory)

- Excellent understanding of industry trends and their impact on segments

- Setup basic credit underwriting processes and scale up the vertical

- Ability to assess customers' basic standard programs like Financials, Banking, etc.

- Proficient in MS Excel and the ability to bring out insights from data