Senior Manager - Credit Risk - FinTech

Key Responsibilities :

- Create risk and underwriting model for our customer segment using a combination of financial, transactional and behavioural data

- Build best-in-class risk model that can predict likelihood of future defaults and create early warning system for at-risk customers

- Serve as gatekeeper for credit approvals and limit enhancements

- Liaison with credit partners to bring them on-board with Jumbotail risk models and create blended model taking inputs from partners

- Create technology and processes to create and assimilate diverse data points i.e. shop location, inventory, education etc.

- Should be very proficient in data analysis and have familiarity with various AI/ML models that help predict default probability

- Willingness to go to field and talk to customers first hand to understand consumers behavior and factor these insights in risk model

- Work closely with product, tech and business team to embed risk model into our product and operational processes; Ensure 100% compliance

Basic qualifications :

- Minimum 4-5 years of experience in risk management for a fintech startup; Preference for folks working on BNPL products

- Strong SQL skills and familiarity with AI/ML models;

- Ability to gather and structure data for analysis

- Bachelor's degree required, MBA is preferred

- Understanding of B2B e-commerce desired

- Strong team player, acts like an owner, and ultimately focused on delivering results with high standards

- Proven analytical skills and demonstrated ability to manage the business "by the numbers"

- Excellent written and oral communication and presentation skills

- Demonstrated active listening skills, highly consultative and solutions-oriented

- Proven ability to successfully thrive in an ambiguous environment and changing market conditions

We would like to hear from candidates who have the hunger to impact real lives and who can match our high bar on Core Values that we live by.

Must have core values :

- Think long term; focus on Impact

- Bias for action

- Pursue excellence

- Take ownership

- Humility

- Empathy

- Integrity of thought, purpose and action

- Exercise judgement

- Build and lead happy teams

If you :

- Can apply first principles thinking to solve problems

- Can envision a great future that you want to create

- Have the fire in your belly to get out of your cube and do something about your vision and passion

- Want to work with some really smart people, and still raise the bar for all of us

- Can have fun and help your colleagues have fun doing all of the above..