Senior Manager - Credit Analyst - Working Capital

- Meeting and Understanding risks associated with borrower in Wholesale commercial banking segment, summarizing the same and making credit recommendations on risk appetite along with risk mitigants.

- Ensuring timely review of new and existing accounts - assist in the approval process.

- Understand customers' (both internal and external) expectations & perspective and works towards achieving them within regulatory & policy framework within agreed TAT and standards.

- Ensuring high quality underwriting standards and maintaining high quality portfolio on continuous basis.

- Monitoring of portfolio on ongoing basis to include picking up early warning signals initiating effective remediation solutions and watch listing.

- Ensuring portfolio hygiene is of highest quality.

- Minimizing Internal & External Audit comments and Taking initiatives in driving process improvement.