Senior Manager/Chief Manager - Credit - BFSI

Job description

We are currently recruiting for the profiles of Senior Manager /Chief Manager Credit Role and it is for our client who is among top three Private Sector Bank in India.

Please go through the Job Description & Job Requirements and if you find this vacancy suitable for yourself please call on Mobile Number 09833527003 immediately.

Job description

Roles and Responsibilities

Credit Analysis & due diligence:

- Preliminary screening of financing transactions and structuring

- Interaction with in-house team (relationship, legal, and operations) to provide solution to clients in coordinated and timely manner.

- Interaction with client to understand their business model, organization structure and financing needs. Also resolution of queries and collection of information on ongoing basis

- Credit analysis & due diligence. Preparing Credit & Risk Assessment Notes (CRAN) for evaluating risk in borrower, transaction and underlying security and making initial recommendations

- Presenting the proposal to sanctioning authorities

- Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts

- Preparing term sheets

- Checking disbursements to ensure compliance with sanctioned terms

Credit Surveillance :

- Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client.

- Keeping update on capital markets, regulations and general economy

Credit Administration :

- Ensuring the approvals are taken as per policies laid down and ensuring the internal polices on credit are not violated

- Ensuring and monitoring that no external regulations of lending as and when updated by the various institutions like RBI or other regulators are not violated

- Supervising and ensuring proper maintenance of credit files to avoid any operational risks

Job requirements :

Skills/Knowledge prerequisites :

- A desire & attitude for understanding of Capital markets is essential

- Computer savvy with experience in Word, Excel, Access, Power point and other analytical tools.

- Knowledge of finance, accounting, corporate & general law and taxation

- The individual in this position must be results oriented and must possess excellent oral and written communication skills

Desired Candidate Profile

Educational Qualifications : MBA/Chartered Accountant

Experience Profile : 6 to 10 years experience

Location : Mumbai

Perks and Benefits

Salary : Min 16 lacs - Max 18 Lacs