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HR

HR Consultant at COE Solution

Last Login: 24 July 2024

Job Views:  
197
Applications:  12
Recruiter Actions:  7

Job Code

1423427

Senior Manager/AVP - Credit Analyst - Commercial Real Estate

2 - 8 Years.Mumbai
Posted 1 month ago
Posted 1 month ago

Credit Analysis:

- Preliminary screening of commercial real estate financing transactions and structuring

- Interaction with in-house team (relationship, legal, technical and operations) to provide solution to clients in coordinated and timely manner.

- Interaction with client to understand their business model, organization structure and financing needs. Also resolution of queries and collection of information on ongoing basis

- Credit analysis & due diligence. Preparing Credit & Risk Assessment Notes (CRAN) for evaluating risk in borrower, transaction and underlying security and making initial recommendations

- Presenting the proposal to sanctioning authorities

- Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts

- Preparing term sheets

- Checking disbursements to ensure compliance with sanctioned terms

Credit Surveillance:

- Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client.

- Keeping update on real estate micro markets, real estate developers, regulations and general economy

Credit Administration:

- Ensuring the approvals are taken as per policies laid down and ensuring the internal polices on credit are not violated

- Ensuring and monitoring that no external regulations of lending as and when updated by the various institutions like RBI or other regulators are not violated

- Supervising and ensuring proper maintenance of credit files to avoid any operational risks

Job Responsibility : Credit Analysis & due diligence

Job requirements :

- A desire & attitude for understanding of real estate is essential

- Computer savvy with experience in Word, Excel, Access, Power point and other analytical tools.

- Conversant with financial modeling

- Knowledge of finance, accounting, corporate & general law and taxation

- The individual in this position must be results oriented and must possess excellent oral and written communication skills

Educational Qualifications: Chartered Accountant

Experience Profile: At least 2-8 years of experience

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Posted By

user_img

HR

HR Consultant at COE Solution

Last Login: 24 July 2024

Job Views:  
197
Applications:  12
Recruiter Actions:  7

Job Code

1423427

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