Senior Manager/Assistant Director - Credit Risk

SM/AD- Credit Risk

Role :

1. Support in building scalable and effective processes to help launch new categories of Lending and structured loan products

2. Implementation of Credit / VaR / Portfolio Risk framework in accordance with RBI guidelines and monitoring Credit / Portfolio Risk for the Group - Secured/Unsecured / Structured / GM

3. Identification of inherent credit risk associated with the products and processes through various types of Analysis (net flow/static pool) and assess / forecast financial impact through credit costs and work with business functions to mitigate credit risk- through policy, process and technology.

4. Identification and monitoring of Key Risk Indicators to review trend analysis, deviations and ensuring corrective actions.

5. Review of Product & Process note at the time of conceptualization or change, identification of risk, suggest control measures and control testing on implementation of the product process note.

6. Reporting the Credit Losses and Portfolio Quality with detailed analysis to prevent/reduce any credit losses and appropriate control measures to the Risk Management Committee.

7. Participate in Management discussions and bring in the credit / portfolio risk perspective to business, customer experience, partnerships, legal, technology and new initiatives

8. Closely engage with key stakeholders (Senior management, regulatory and compliance authorities)

Skills :

1. Strong Knowledge of regulatory Framework for NBFC and Banks is a must along with experience in Management of Portfolio or Credit Risks.

2. Knowledge of digital transactions framework is preferred.

3. People management Skills and Stakeholder management skills.