Senior Management - Credit Underwriting - BFSI

Job Description :

1. Managing the team for prompt and quality credit processing across all the states in the particular Zone.

2. Recommending cases to the higher level and/or approving as per the delegation matrix.

3. Participating in RM Memo Approval process.

4. To ensure adherence to credit policy and defined processes.

5. TAT management, Customer visit quality and TAT.

6. Fraud Risk Management.

7. Portfolio Quality and Monitoring of non-starters, cheque bouncing trends.

8. Resolution of overdue accounts by coordinating with a sales team.

9. Monitoring PDD MIS, Follow-up for pending PDDs, PDD pendency to be kept within acceptable limits.

10. Coordination with Operations team for due/ overdue PDD process.

11. Renewal/ review of cases in a timely manner.

12. The hiring of credit resources as per manpower budgeting, attrition management.

13. Coordinating for training programs for credit team, imparting induction training.

14. Maintenance of various MIS & Data like approval and rejection ratio, disbursal data, PDC presentation data, portfolio indicators etc.

15. Market intelligence, providing inputs and feedback for policy and process improvement.

We are looking candidates only from NBFC / Fintech companies.