Senior Credit Manager - Wholesale Banking

Job Title : Senior Credit manager

Experience : Min 7 years experience in credit risk management in wholesale banking

Qualification: MBA/CA/FRM/CFA

Job Responsibilities : 

Appraisal of Proposal :

- Appraisal of Credit Proposal for Mid Corporate Deals.

- Review credit proposals (CAMs/ Interim CAMS) submitted by business on assigned set of accounts and assess the risk involved comprehensively.

- Maintaining Complete / accurate CAM's / Coverage and Intensity of Diligence & Adherence to Credit Policy and extant regulatory guidelines

Portfolio Monitoring:

- Ongoing monitoring of accounts including tracking developments in the industry and the account to identify stresses early and work with business and risk teams in devising appropriate mitigation strategies wherever required.

Innovation :

- Thinking, evolving and making significant changes in the processes, techniques, methods so as to save time, energy and money.

Collaboration with Stakeholders:

- To interact with with the relationship managers pro-actively to assess the main risks and propose mitigant

- Engaging with Credit Administration ( operations team ), Legal, Audit, Compliance, IT and other stakeholders as appropriate for all credit processes