Senior Credit Manager - Retail

Job Title: Sr. Credit Manager

Department: Credit Control

Location: Mumbai HO

Job Description:

Description:

1. Position Summary- Credit Risk Management - Responsible for supporting Credit Sales & managing Account Receivables of the Region/business vertical

2. Major Responsibilities

Evaluation of Credit risk requiring financial evaluation, business analysis, market intelligence, Customer visits, credit decision-making

Ensuring maximum credit insurance coverage, structuring LC transactions, getting good customers on board the channel finance program, etc.

Ensuring timely collection of Payments.

3. Secondary Responsibilities

Managing optimum DSO, controlling AR provisions. Cash flow projections, Overseeing Customer accounting done by Branch accountants

4. Candidate Profile-

Understanding of Credit & Finance & usage of appropriate Risk mitigation tools for quick & optimum decision-making.

Very Strong P&L and Balance Sheet analytical skills

Good verbal & written communication skills & flair for customer site visits.

Graduate in Commerce & post-graduation qualifications like CA/ ICWA & MBA would be mandatory.

Minimum 10 years' suitable experience for a post graduate is required.

Additional Knowledge, Skills and Abilities required:

Good communications & presentation skills, Field investigation skills & also good excel skills.