Senior Credit Manager - Mortgages

- Arrange the valuation & legal reports from company empaneled vendors.

- Login the files (Home Loan & Lap as per company norms)

- Arrange the FI report from empaneled vendor.

- Manage the entire paperwork for each client, ensuring complete adherence to the process laid out.

- Ability to understand and analyze the financial standing of the client while preparing the credit requirements.

- Manage credit quality and control delinquencies, frauds. Understand credit policy as well as credit environment in the city/branch

- Assisting credit team and providing periodic feedback on appraisal skills and procedures.

- Setting up goals and encouraging and responsible for the team to achieve it.

- Reviewing and approving credit proposals within authorized amount and ensuring that accounts are properly underwritten, risk rated to mitigate risk.