Senior Credit Analyst - BFSI

Senior Credit Analyst

Position Summary :

Position : Senior Credit Analyst

Department : GAC - Analytical Operations

Reporting : To Manager

Location : Mumbai / Pune

Role Summary :

- Functional Responsibility / Domain Related

- Support global Credit Analyst(s) in analysing the performance of a portfolio of credits / transactions, and responding to credit events

- Track and analyse industry dynamics and regulatory trends

Analyse operational performance, including:

- Evaluating country and macroeconomic risk

- Competitive position

- Strategy / execution / management

- Profitability / peer comparisons

Analyse financial performance, including:

- Accounting

- Financial governance and policies

- Analysis of financial ratios and trends

- Liquidity / short-term factors

- Assist global Credit Analyst(s) in the preparation of financial models - historical and projections, conducting peer comparisons

- Prepare internal credit research reports and notes

- Assist global Credit Analyst(s) in preparing publishable credit reports

- Process Adherence

- Focus on review / QC, adding analytical inputs, when required

- Create and maintain base level training, process manuals & documentation to ensure smooth execution of tasks

- Adopt the defined processes in day to day execution of assignments

- Identify process improvement avenues and identify value added work

- Strictly practice and follow all Compliance, Confidentiality, and Information Security Policies, Procedures and Guidelines of the Organization.

- Client Management / Stakeholder Management

- Build and maintain relationships with international clients

- Set expectations with clients regarding scope of work, timelines, etc.for routine tasks

- People Development

- Provide analytical mentoring to junior members of the team

- Implement team-level initiatives

- Familiarize new recruits to the team and organization

Essential Qualification : Two years full-time MBA (Finance) or equivalent OR CA

Experience : 3 - 5 years of relevant experience in credit analysis or credit research in global

Markets :

Skills :

- Excellent oral and written communication skills

- Sharp analytical thought process

- Domain expert

- Understanding of accounting and financial analysis and concepts

- Positive attitude with qualities of a team player

- Innovative and solution orientation

- Open to new ideas and initiatives

- Ability to build client relations and take a view based on client guidance

- Ability to deal with pressure