Senior Credit Analyst/Associate - Financial Institutions - APAC/US

About the Role

Position Title: Credit Analyst - Financial Institutions

Corporate Title: Analyst / Associate

Location: Mumbai

Job Profile

Key Responsibilities:

The key areas of responsibilities are as follows:

- Manage a portfolio of 35-40 FI clients and undertake objective detailed due diligence of borrowers / industry.

- Managing end to end annual renewal of limits and borrower ratings as per the Banks credit processes and

procedures collaborating with other stakeholders (Relationship Managers, Product teams and Credit Officers /Approvers).

- Covenant checks and periodic monitoring reports.

- Preparation of periodic sector reports and stress tests of the portfolio (e.g. COVID impact, exchange rate volatility, crude price volatility)

- Support Relationship Managers / Credit Officers on adhoc requests related to new transactions or other portfolio reviews.

- Support in preparation of presentations for Management reporting, Credit Committee meetings etc.

- Audit management - Internal, External including regulatory inspections (Credit Examination, JFSA / MAS / BoJ/ RBI / Statutory etc.)

- Maintenance of credit files as per Banks procedures and requirements.

Essential Skills:

- Strong understanding of financial statements / credit analysis of Financial Institutions.

- Ability to understand macroeconomic environment and assessing impact on the borrowers / portfolio.

- Knowledge of Bloomberg / CapIQ and similar systems.

- Must possess excellent communication and report writing skills.

- Strong team player with attention to detail, collaborative attitude and diligent.

- Prior experience of managing FI portfolio in a similar set up is necessary. Exposure to US/LATAM/Canada

markets will be an added advantage.

- Attention to details, sensitivity towards timelines and problem solving mindset.

Qualification:

- MBA / equivalent from a premier institute

- CA/ CFA/ FRM

Experience:

FI credit analyst working in a Global Capability Centre (GCC) / Centre of Excellence (CoE) set up. Existing exposure to

US/APAC markets will be an added advantage.

1. Analyst - 2 to 5 years' relevant experience

2. Associate - 6 to 10 years' relevant experience