Posted By
Posted in
Banking & Finance
Job Code
1069475
Responsibilities :
- Build and maintain a user-level valuations model to inform future product and marketing decisions and analyze drivers of profitability.
- Monitor and update credit policy to optimize for company risk, profitability, and growth targets.
- Propose data-driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production.
- Monitor the company portfolio to identify trends, and lead weekly credit committee meetings to share performance updates and analysis.
- Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions and evaluate expected portfolio impacts.
- Collaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitability.
- Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis.
- Support the marketing and product team with their data needs.
Qualifications :
- Fluency in SQL and R/Python
- Previous experience in analytics and/or quantitative modelling, using large datasets
- Experience analyzing, visualizing and communicating impactful insights to management, investors and/or auditors
- Strong strategic thinking and problem-solving skills
- 3-5+ years relevant experience in Credit Analytics, preferably in the India Fintech industry
- Enthusiasm for working across cultures, functions and time zones
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Posted By
Posted in
Banking & Finance
Job Code
1069475