Senior Analyst - Portfolio Credit

Role Summary/Purpose:

Provide Credit Risk Management reporting and analysis for assigned portfolio with primary accountability for identifying and managing consumer credit risk, across all components of the cardholder life-cycle through data gathering and analytics. Support and interact with Verizon client teams, and work cross functionally with key stakeholders of company.

Essential Responsibilities:

- Work closely with retail client to minimize both company and the retailer's risk, while continuing to grow the portfolio

- Design enhanced surveillance processes to monitor and control credit exposure

- Provide reporting and analysis to ensure credit strategies are performing as expected

- Prepare and present client facing and leadership team presentations to facilitate informed decisions

- Investigate and resolve various customer and client issues

- Work effectively cross-functionally to drive smart growth and client satisfaction delivering safety and soundness in the portfolio

- Perform other duties and/or special projects as assigned

Qualifications/Requirements:

- Bachelor's degree with 2+ years in a consumer and/or commercial Credit/Risk or Analytics role

- 2+ year Working experience in Excel, SAS, SQL or other related analytic tools

- Strong proficiency in data analysis

- Strong communication and presentation skills

- Strong analytical skills, highly comfortable working in a quantitative environment.

- Ability to accurately condense large amounts of information and present in a simple, cogent manner to senior level management and clients.

Desired Characteristics:

- Familiar with Synchrony's Data warehouse tables (CDCI, RDG)

- Advanced experience with SAS/SQL or other related analytic tools.

- Experience operating as part of a cross functional team.

- Familiarity with consumer lending products and practices