Overall purpose of role : As a Credit Strategy Lead you will have responsibility within the Credit Strategy area optimizing spend capabilities for a customer to drive resilient growth of the US Credit Card portfolio. You will be responsible for driving continuous improvement in the evaluation and mitigation of risk within the US Consumer Bank portfolio. You will use your expertise to mitigate Transaction Level Risk and Account Level Risk. Key Accountabilities : - Responsibility for an end to end credit strategy and data analytics of key existing customer management (ECM) programs - Formulating and conducting extensive analytical exercises in order to improve existing business strategies and policies - Analyzing and Optimizing customer and transaction strategies, launch and read tests to understand customer spend and revolving behavior, generate long-term yields, and balance customer experience with risk mitigation - Developing and recommending changes in exposure management for US cards - line increases, decreases, closures, high risk universe, and judgmental reviews - Maintaining valuation models for different programs to prudent assess expansions/tightening and propose model enhancements reflecting on historical data - Partnering with cross-functional teams to effectively monitor the portfolio trends and check and challenge the assumptions during every strategic launch - Develop and mentor analytical team, both local and international Essential Skills/Basic Qualifications: - 4-year college degree required; quantitative disciplines preferred - 2+ years of analytical experience in the financial services industry; credit card experience preferred - 2+ years of experience with SAS/Python/SQL or other relevant statistical tools Desirable skills/Preferred Qualifications: - Masters degree preferred - Strong analytical, technical and statistical skills with proven ability to process vast amounts of data into meaningful information - Strong knowledge of SQL, SAS/Python and Excel and communication skills, with the ability to present information - Previous experience in Financial Services Industry and Credit Risk Management, from card or loan acquisitions through portfolio management

Noida

Senior Analyst/Lead - Credit Strategy - Analytics - Bank 

Senior Analyst/Lead - Credit Strategy - Analytics - Bank  ,Job Description for Senior Analyst/Lead - Credit Strategy - Analytics - Bank  in Confidential in  Noida for (4-7) years of experience. Apply Now!

Job Description for Senior Analyst/Lead - Credit Strategy - Analytics - Bank  in Confidential in  Noida for (4-7) years of experience. Apply Now!