Segment Head - Credit Risk - Banking

- Responsible for overall credit portfolio analysis, monitoring and reporting - to highlight risks (exposure, concentration, security, limits, etc.)

- Create and track risk metrics and concentration limits for portfolio, products, regions, and other key risk drivers in CCBG segment. Identify key areas of portfolio concerns and provide recommendations on action plans / an appropriate risk tools, key metrics and triggers

- Coordinate closely with stakeholders to ensure that risk appetite and standards are being complied - on the emerging changes in the portfolio for any realignment or re-balancing.

- Undertaking ICAAP and Credit Risk Stress Testing for various portfolios of the Bank and timely submission of ICAAP document the results of Stress Testing to Risk Management Committee

- Responsible for review of polices related to Credit Risk for CCBG Segment

- Review of various Portfolios across IBU to identify areas of credit risk policy changes / and to assist IBU in enhancements in consultation with Credit / Business and based on IFSCA / Basel III / IRFS guidelines

- Ensure timely submission of Data Requirements - Scheduled and Adhoc like RBS, Industry wise Data, RBI/other Audit Adhoc requirements.

- Need based Detailed review of Industries/Segment of portfolios - CCBG Segment.