Samunnati - Manager/Senior Manager - Risk Monitoring

- Loan Account Monitoring and follow up for over runs, interest and principle repayments, for compliance with Credit Tenors as per Sanction Terms, Overall limits, Drawing Power.

- Obtain Periodic Customer Reports (Stock statements, annual accounts, unaudited provisional accounts, insurance), Verification & Validation. Annual Renewal & Half yearly Review.

- Internal risk grading of all loan accounts

- Periodic client visits, Annual Security Verification visits & Recording of Observations, including Insurance.

- Escalation as required.

- Monitor various exposure limits set on a monthly/quarterly basis, Provide feedback to the business and credit units and suggest areas to reduce/enhance exposure considering headroom.