Risk -Merchant Lending Functional Expertise: - Develop underwriting strategies on merchant lending through existing data in ecosystem as well as explore alternate data. - Early assessment of segment level loss rates & take quick action on the segments. - Launch challenger segments & quantify expected benefit & loss from the same. - Close interaction with Product team for recommended changes in the policy or workflow - Detailed understanding of in-house systems & agility to change legacy systems whenever required. - Hands-on approach to risk segmentation. Interaction: - Collaborating with teams like - Data Science, Product, Business to setup and monitor underwriting strategies. Problem Solving: - Monitor implemented strategies to continuously assess business & risk impact. - Take portfolio action through off us behavior from bureau/ alternate data triggers. - Pro-active assessment of portfolio health To succeed in the role: - Impact - A curious mind and a mastery over numbers - you are comfortable with ambiguity, love to experiment and data excites you! - Challenges & Decisions - Constant identification of challenger segments & build a profitable lending portfolio Qualification & Experience (type & industry): - 4+ years of Risk Analytics and Portfolio Management experience in Financial Services/Fintech preferably in Credit Card / Unsecured Loan Skills & know-how - Hands-on experience of defining risk strategies, managing portfolio and building risk models along with problem solving and analytical thinking - Adept in quantitative analysis, data mining, trend analysis and creating insights within large data eco-system. Proficiency in data tools like SQL/Python Behaviors: - Skilled at planning, tracking plans, working cross department to review processes and controls, gathering and organizing documentation and test results. - Must have the ability to influence others and work at all management levels across the organizational structure - Ability to collaboratively develop a risk strategy in conjunction with stakeholders - Strong analytical thinking, written, and oral communication and presentation skills

Gurgaon/Gurugram

Risk - Merchant Lending - BFS 

Risk - Merchant Lending - BFS  ,Job Description for Risk - Merchant Lending - BFS  in See & Recruit in  Gurgaon/Gurugram for (4-12) years of experience. Apply Now!

Job Description for Risk - Merchant Lending - BFS  in See & Recruit in  Gurgaon/Gurugram for (4-12) years of experience. Apply Now!