Role: Risk Manager - Two wheeler / Vehicle Loans
Location- Mumbai
Experience- 5- 8 Years in Risk/Policy for Two Wheeler/ Vehicle Loan
Job Profile:
- Responsible for review and approval of product programs and credit policies for Two wheeler / vehicle loans
- Review and monitoring of Application score cards / Risk models for the two wheeler / vehicle Product
- Monitor and deep dive into portfolio analysis of Business Loans and initiate necessary risk actions as and when required
- Manage Risk related regulatory interactions with various committees and authorities
- Assure adherence to the guidelines set by the bank
- Manage regulatory, statutory and internal audits
- Oversee various Board policies, their renewal and governance
- Develop early warning risk signals mechanism to have early triggers in place for unexpected events
- Keep a track on macro-economic developments and incorporate the same in business strategies
- Provide guidance to business teams to align business processes with overall bank strategies
- Capture and share best- practice knowledge amongst the team
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