Risk Management Role - Banking

- Review of EWS alerts generated for classification of account as red flag/weak account

- Co-ordination with Credit and Business for marking of accounts as RFA under RBI EWS framework

- Review and Control of response quality from Credit/Business on EWS alerts

- Evaluation and ongoing maintenance of EWS systems including data capturing, data completeness, data integrity and data quality

- Back-testing, validation, and implementation of Early Warning Signals

- Reporting of EWS to top management - publication of EWS reports, conducting meetings

- Responsible for independent evaluation of credit risk, customer specific, for Banking/ Financial service

- Handle credit analysis of borrowers using analysis of historical and projected financial statements, market information, credit reports and identify key risks mitigations.

- Ensure compliance with the risk framework, policies and regulations.