Risk Analyst/Senior Risk Analyst - Credit Risk - Banking

Role and Responsibilities:

- Understand the credit policies for various Banks and NBFCs in the Indian lending space - Provide thought-leadership on improving customer acquisition strategies, developing statistical credit models, and communicate analytical and credit ideas

- Monitoring existing models by designing tests and experiments to measure and evaluate customer credit behavior

- Monitor the acquisitions funnel, model performance and portfolio trends to develop strategic lending and business insight

- Work with technology and business team to build out new credit acquisition and risk management capabilities and refine existing ones

- Ideate and help launch next-generation lending products and structures that will drive the next round of innovation

- Monitoring monthly transactions and provide a report on planning and risk management

Desired Candidate Profile:

- 2+ Years of experience in credit-policy, underwriting strategies, and risk modeling

- Experience in credit risk for short-term unsecured loan products as personal loans and credit cards, in the Indian market

- Experience in developing lending, customer acquisitions and/or portfolio management strategies

- Proficiency in analytical skills with Excel and BI dashboards. Programming knowledge of Python, R is a bonus.

- Comfort in re-defining frontiers and passion for doing cutting-edge work in unsecured credit risk.