Risk Analyst - NBFC

Risk Analyst

Hiring for a Leading NBFC

Responsibilities:

1. Credit Risk:

- Independently evaluate lending opportunities across the capital structure (senior debt and mezzanine) across multiple sectors (except Real Estate).

- Interact with internal stakeholders (deal team, legal, operations, senior management) and external stakeholders (due diligence teams, promoters, external credit rating agencies, etc.)

- Undertake client unit/plant visits as part of the pre-sanction due diligence exercise.

- Assist in developing and enhancing proprietary in-house models for credit appraisal across sectors.

- Present independent views on deals to senior management and the deal sanctioning committee.

- On-going monitoring of the portfolio to track Early Warning Signals (EWS) for any possible stress in accounts.

- Conduct portfolio analysis and derive a maximum loss potential estimate for the entire portfolio taking into account diversification across various sectors, assets, and sub-asset groups

2. Credit Structuring:

- To work with the deal team to suggest appropriate changes to the deal structure/covenants/terms & conditions in order to minimize risks.

- Derive insights from portfolio analysis and incorporate the same in the underwriting standards for new deals.

Pratik Kankaria | 9329149022