- Analyzing / underwriting of Home Loan, Loan against Property, Lease Rental Discounting, any other retail products offered by the bank.
- Due Diligence / Credit Checks / Credit analysis, Credit assessment of Loan, as per credit policy.
- Coordination with Business department for processing of loan till final disbursement.
- Developing, maintaining and managing relationships with business generators like DSAs, Connectors, Chartered Accountants other financial consultants.
- Responsible for maintaining good loan portfolio for Mortgage business in the region
- Undertaking site visits of properties to be mortgage and residences of barrowers, as well ensure due diligence and KYC of borrower.
- Ensuring proper documentation and Disbursement of retail Loans, following up and Clearing PDD< /span>
- Thorough knowledge on various Retail Banking products.
- Understanding the intricacies of various cases and filtering them so that only appropriate cases are put up for approval.
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