Relationship Manager - Working Capital - Business Banking

Job Title : RM - Business Banking

Qualification : PG in Finance/CA

Job Location : Multiple location (Punjab, Himachal Pradesh, Jammu and Kashmir)

Job Responsibilities :

- Acquisition of new asset relationships through various channels and managing a portfolio

- To achieve overall business targets on volumes and profitability for BBG customers.

- Documentation pre-disbursement (Doc collection, legal & TSR, Valuation etc.) and post disbursement sign off from customers, including deferral closure CAM Preparation & query resolution

- Co-ordination with credit for CAM approval, deferral waiver / extension & other customer requirements like Buyers credit, TOD's

- Portfolio review and remedial management which includes managing exits, line reductions, recovery and restructuring of exposures

- Improvement on yield for the Bank so that the Portfolio has a strong Return on capital at RM portfolio level

Key Skills :

- Strong understanding of Financials and Balance sheets

- Understanding of the Banking Industry

- Understanding of the SME sector