RM - Business Banking (Working Capital)
Job Title : RM -Business Banking
Qualification : PG in Finance/CA
Job Location : Amritsar, Ludhiana
Job Responsibilities :- Acquisition of new asset relationships through various channels and managing a portfolio
- To achieve overall business targets on volumes and profitability for BBG customers.
- Documentation pre-disbursement (Doc collection, legal & TSR, Valuation etc.) and post disbursement sign off from customers, including deferral closure CAM Preparation & query resolution
- Co-ordination with credit for CAM approval, deferral waiver / extension & other customer requirements like Buyers credit, TOD's
- Portfolio review and remedial management which includes managing exits, line reductions, recovery and restructuring of exposures
- Improvement on yield for the Bank so that the Portfolio has a strong Return on capital at RM portfolio level
Key Skills :- Strong understanding of Financials and Balance sheets
- Understanding of the Banking Industry
- Understanding of the SME sector