Relationship Manager - Wholesale Banking

Key Responsibilities:

1. Generate leads by identifying potential industrial areas/trading units and prepare strategies to increase the Bank's penetration in those areas

2. Manage the internal (Branches/ other business verticals) and external (empanelled outsourced agencies) lead generating channels to generate the expected business

3. Enable the sanctioning process by ensuring conduct and scrutiny of pre-disbursement activities

4. Liaison with Corporate Banking Operations team and Centralized Processing Unit to enable smooth completion of post sanction formalities, account opening and disbursement

5. Meet customer service requirements through regular interactions with the customers to understand business condition, enhancement opportunity, etc.

6. Monitor transactions in the customer accounts to ensure that the cash flow movement and end use of fund are in compliance with the sanction stipulations

7. Assist the Credit Manager in unit inspections and ensure timely insurance renewal, DP updated, stock renewal statement scrutiny and gathering of relevant market information

8. Ensure maintenance of quality and health of portfolio and minimize Days Past Due through regular interactions with the customer

9. Initiate recovery of stressed accounts through tele-calling/ field visits

10. Ensure compliance to the stipulated guidelines/ norms and ensure closure to the audit processes.