Relationship Manager - Project Finance

Core Responsibilities

Credit assessment

- Tracking of covenants and management of exceptions / deviations

- Regular review of the case

- Inspections / Site visits Sector assessment

- Detailed Financial analysis including finalization of financial model

- Preparation of Credit Approval Memorandum and following internal approval processes

- Meet with all pre-disbursal and post disbursal compliance

Communication/PR of Bank's products

- Undertakes brand communication initiatives for designated products

- Communicates product positioning messaging that differentiates YES Bank's products in the market

- Increase Bank's visibility in the finance circle / industry sector

Market Research

- Illustrates understanding of consumers, competition and current market conditions through primary and secondary research

- Sector tracking / management presentations

Credit Appraisal

- Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions

- Documentation and Compliance

- To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / Risk Management and other Relationship Management group

Risk and Internal Control

Responsibilities

- Identifies & assesses the key operational, regulatory, financial, informational, reputational and audit risks as well as areas where internal controls need to be established within the division.

- Fosters a culture of adherence to regulatory and compliance requirements associated with the division. Addresses critical escalations highlighted during audits.