Relationship Manager - Credit Origination - NBFC

Relationship Manager (Credit Origination) - Chennai

Who are we?

Kaleidofin is a nonbank for the informal sector, which provides solutions tailored to the customer's goals and are intuitive to use. We are working towards creating fair and transparent financial solutions that can target millions of customers and enterprises in India that don't have easy access to formal financial planning.

In a very short time span, global investors such as Oikoi Credit, Flourish, Omidyar Network and Blume Ventures have supported Kaleidofin' s well thought out business model with $8 million in seed and Series A funding.

The company won the Amazon AI Conclave award for Fintech, was one of only ten start-ups chosen for the Google launchpad Accelerator program in 2019, was recognized as India's Most Innovative Wealth, Asset, and Investment Management Service/Product by the Internet & Mobile Association of India (IAMAI) and was selected to present at United Nations General Assembly Special Task Force Event.

With its focus to harness mobile technology to deliver a paperless experience as well as its focus to harness technology and analytics to predict the right product for the right customer, Kaleidofin aims to become a leading fintech player bringing financial solutions to everyone.

To know more about Kaleidofin, do visit our site

https://kaleidofin.com/

What you'll do?

- Should be in charge of originating, structuring, negotiating and establishing strategic partnerships across one or more of Kaleidofin' s Credit platform, across channels such as with NBFCs, MFIs, Small Finance Banks and other financial institutions that work to provide Credit to customers working in the informal sectors.

- Should have good knowledge on Structured Credit, Managing BC partner for credit and understanding Credit Risk

- Responsible to deliver business volumes as per the Annual Operating Plan including revenue.

- Achieve revenue target

- Handling various Lender relationships to have a sustenance Line of Credit.

- Continual analysis of the portfolio to ensure a healthy book and taking appropriate steps in time to maintain good quality high margin business.

- Maintain good relationships at the CXO level to have a sustenance Line of Credit and further deepen and scale our Credit business.

- Identifying opportunities and latest developments in the financial services industry for digital transformations.

- Evaluate economic, strategic cost-benefit, valuation analysis and thesis of partnerships.

- Lead cross-functional teams to execute and implement our products, processes.

What you need to be?

- Minimum 4 to 8 years' experience in NBFCs, MFIs, small banks and co-operative banks handling credit products

- Working knowledge of retail loans segment.

- Expert in sales & relationship management

- MBA(Finance) / CA / CFA

- Preferred candidates who can work out of Chennai and willing to travel across India

- Strong analytical, problem solving & organizational abilities

- Looks for opportunities to build owns skills, knowledge, and expertises.