Relationship Manager - Credit - BFSI

The role profile is a combination of Relationship Management and Credit Analysis.

Target Market- Large Corporate.

Type- Individual Contributor ( no team or team handling)

Roles & Responsibilities:

- Build and improve relationships with clients.

- Client Acquisition

- Review company practices to ensure clients get maximum satisfaction from their purchases.

- Educate and inform clients about the company's products, services and special offers.

- Attend to client complaints and resolve issues promptly.

- Conduct customer satisfaction surveys and recommend ways of improving client satisfaction.

- Work to ensure company meets clients' expectations.

- Analyze and assess the financial statements and credit history of existing and potential clients.

- Credit Appraisal, Credit Underwriting, Credit note preparation, etc

- Review credit applications and perform credit checks.

- Structure deals and perform risk assessments.

- Ability to make informed decisions backed by sound assessment.

- Consult and negotiate with clients regarding financial transactions, payment terms, and credit limits.

- Ability to handle multiple projects and submit applications on time.

- Understanding of business, economic, and industry risk.

- Financial forecasting.

- Keep abreast of financial news and trends.

- Practice due diligence.