We have an opening for Relationship Manager Working Capital (Commodity Finance)- HDFC Bank
Relationship Manager - Commodity Finance -(Working Capital)
Job Location: CR, HARYANA, UK, Punjab & UP
Job Description for Relationship manager - Commodity Finance.-(Working capital)
Responsibilities::-
- Comprehensive selling of all Business Banking services and products after careful evaluation of the existing client portfolio.
- Complete ownership of a portfolio of approx. 25 productive accounts.
- Responsible for the growth of the portfolio (organic and inorganic), ensuring targets are met and there is availability of an increased revenue stream.
- Cross sell: Ensuring lead conversion of leads generated by branches. Cross sell of CASA / FDs, TPP, other product requirements to existing customers. Identify opportunities to cross sell all products and services (i.e. Term Loan, Cash credit, pre shipment / post shipment, Liabilities, Trade &forex payment services, Investments, Credit cards etc).
- Credit Management & Housekeeping: Primarily includes CAM preparations and timely renewals, obtaining and closing deferrals, plant and site visits and preparation of call memos, obtaining and deciphering stock statements, quarterly results, insurance and Trade overdraft management.
- Ensuring the quality of Portfolio. Be on the lookout for stress signs in the client operations / activity and address them.
- Other activities include Documentation pre-sanction and post sanction, Customer negotiation on rates and other terms, Updating LTS and conversion of leads, Customer profiling sheet and identifying cross sell / revenue increasing opportunity, Regular Branch interaction, Daily servicing of customer, Call Memo preparation and Site visit / plant /property visitation
Requirements:
- Candidate must possess at least a Bachelor of Art, Bachelor of Commerce, Bachelor of Science, Bachelor of Business Administration, Bachelor of Computer Application, Master of Art, Master of Commerce, Master in Business Admin/Post Graduate Diploma in Business Administration/Post Graduate Program in Management, Chartered Accountancy or Company Secretary in Finance/Accountancy/Banking or equivalent.
Required skill(s):
- Good knowledge of business. Good communication skills.
- At least 2 year(s) of working experience in the related field is required for this position.
- Preferably Managers specializing in Banking/Financial Services or equivalent.
Deepak
Recruitment Consultant
A1 Recruiters
Delhi
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