Relationship Manager - Business/SME Segment - Bank

Job Description :

- Assess and monitor facilities being sanctioned to clients along with monitoring of business performance and account conduct.

- Ensure portfolio/client level exceptions are minimum and in control.

- Analysis of Financial and Bank Statements of the clients

- Assessing requirements for Credit Facilities including Working Capital, Trade Finance, and Term Loans etc. for the Business Banking/SME space.

- Carry out Due Diligence of clients to mitigate various associated risks

- Industry Analysis and Benchmarking against Industry standards

- Prepare and present Credit Proposal to the sanction authorities.

- Understands the competencies relevant to his/her role, and works towards displaying as well as developing these effectively.

- Keeps abreast of relevant professional/industry developments, new techniques and current issues through continued education and professional networks.

- Executes the established internal control systems and compiles relevant information for departmental audits, as necessary.