Relationship Manager - Bank

Core Responsibilities:

1. Revenue Generation: Achieve Bank's objectives in terms of earnings, assets, liabilities, credit quality etc. as per agreed budgets/targets from client relationships across all product groups

2. Relationship Management:

- Seek and acquire new client relationships by understanding the customers financial needs and provide suitable solutions in terms of providing bank products and services

- Manage the client relationships by handling activities ranging from identifying clients' financial needs, advising, structuring the deal,preparing the terms and conditions and closing the deal.

- Assess banking needs and risks for clients and manage client relationships accordingly to optimize risk-reward for the Bank

3. Communication/PR of the Bank's product:

- Undertakes brand communication initiatives for designated product

- Communicates product positioning messaging that differentiates Bank's products in the market

4. Market Research:

- Illustrates understanding of consumers, competition and current market conditions through primary and secondary research

5. Credit Appraisal:

- Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions

6. Documentation and Compliance:

- To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD