Regional Head - Retail Liabilities

- Should have a minimum of 7 years of experience in the banking/ financial services sector with at least 4+ years of experience in the field of Retail Liabilities

As Retail Liabilities Head at Indian Bank's Wholly owned subsidiary, you will play a strategic role in shaping the financial landscape of the organization. Reporting directly to Head of Retail Liabilities, you will be responsible for assessing and evaluating financial performance of Regional Retail Liabilities Business, providing insights for growth, establishing financial objectives, and ensuring compliance with financial regulations. Your leadership will be crucial in overseeing the Retail Liabilities department and driving financial success in alignment with the company's growth plans.

- Drive and achieve targets on a region wide scale for the retail liabilities business. - Provide essential infrastructure in coordination with the bank to support local-level Feet on Street (FOS) employees.

- Monitor the overall performance of the FOS structure associated with the retail liability vertical and manage performance effectively.

- Liaison with Head of Liabilities Business, Team Leaders, and Bank's Retail Liabilities officials to ensure smooth coordination of FOS activities.

- Ensure the optimal allocation of budgeted resources at all times.

- Maintain productivity targets as allocated by the business unit and coordinate with HR to identify and address non-performing FOS executives.

- Develop and oversee the training and development of FOS staff.

- Activate sales channels to maximize reach and impact.

- Establish lead management targets and standards to optimize sales conversion.

- Manage performance metrics for the FOS team and ensure compliance with set standards.

- Achieve monthly revenue targets as defined in the Key Result Areas (KRA), while adhering to cost budgets.

- Execute a strategic plan to achieve sales targets and expand the customer base on Retail Liabilities business.

- Exercise effective leadership through clear communication of the company's vision, active coaching, and development of the sales team. Compare sales results to goals and take appropriate action to correct when necessary.

- Build and maintain connections to create referral arrangements to enhance flow of retail liabilities leads.

- Work closely with Mid corporate & large corporate companies at regional level to tap salary business

- Excellent relationship & co-ordination with internal bank's team and processing centers at regional level.

Desired Skills:

- Business Leader possessing excellent communication skills, able to establish sustainable relationships with board, employees, customers, suppliers, and regulators.

- Proven success in strategy, planning and execution of business plans.

- Team working and Relationship building.

- Ethical management and integrity; Established local connections and networks.

- Being customer centric, to achieve customer satisfaction.