Regional Credit Manager - New/Used Car Loans

JD - Regional Credit Manager - New & Used Car

- Managing a team of Credit manager relating to New & Used Car Credit Function

- Ensuring that credit facilities and loans are granted within the RBI regulations and Co's credit policies.

- End to end review of the Credit & Operation process of the region for delivering strict turnaround time.

- Proficiency in financial analysis to gauge credit worthiness including interpretations of key ratios and analysis of cash flow statement.

- Ensure adherence with SLAs for high levels of customer service delivery.

- Ensure appropriate Quality Control processes are implemented for assessing performance quality as per benchmarks.

- Identifying best practices across industry which can be embedded into the system for building quality portfolio Establishing goals and objectives for his/her direct reports in line with Risk function.

- Evaluating staff performance

- Handling and training the Team of Credit Manager

- Promoting / coordinating effective cross-training