Regional Credit Manager - Banking

Regional Credit Manager

1. Create credit and underwriting policies & processes, infrastructure, development and deployment of underwriting models.

2. Conduct portfolio study of the outstanding advances portfolio, Lead credit tightening initiatives to keep delinquencies under control while maintaining a balanced view of business profitability across various products and geographies.

3. Develop and maintain credit risk strategy and policy by continuous analysis of business and collection trends, risk assessment & mitigation thereof.

4. Reviews credit policies with business goals while being up-to date on competition policies & practices.

5. Prepare Risk & Credit Decks on monthly basis.

6. Represent the company to the outside world, including lending partners, board of directors & other strategic alliances.

7. Aim to optimize Credit Risk management to facilitate the business- expansion plans

8. Develop strong internal and external relationships

9. Responsible for ensuring sound understanding of credit policy across all relevant levels.

10. Product management: managing the product function, product design, portfolios & performance on branch and central level.

11. Product knowledge at market level & market segmentation, is necessary.